First Home Guarantee (Formerly First Home Loan Deposit Scheme) - 5% min deposit. Purchase price capped at $750,000.

First Home Super Saver Scheme - Replaced by HBCS.

First Home Owners Grant - Replaced by HBCS.

Stamp/Transfer Duty Concessions or Waivers

Home Buyer Concession Scheme (HBCS) - All vacant residential land + new and established homes Stamp Duty exempt. Income thresholds apply: 

• No dependent kids $250,000
• 1 dependent kid $254,600
• 2 dependent kids $259,200
• 3 dependent kids $263,800
• 4 dependent kids $268,400
• 5 or more dependent kids $273,000.

First Home Owners Grant - Additional Information

• Buyers must not have owned a property in the last 2 years.
• Must live in the property continuously for 1 year (starting within 12 months of settlement or completion of construction).
• All properties are eligible (including vacant land).
• Total income of all buyers must not exceed $250,000 (or more if you have dependent children).