Running out of space

How much can we afford to borrow? How much you can borrow depends on your salary, as well as how much deposit you have saved.
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It’s official. We’ve outgrown our house. Now what? Are we better off extending or looking to buy a

It’s a tough question isn’t it? Sometimes it’s faster and less traumatic for your family to buy a more suitable home than to renovate or extend. A new location can also provide lifestyle benefits you may not have expected possible. Ask yourself these questions when looking at upgrading your home:  
  • Will your local council approve the type of renovations you would need to complete?
  • Is your area likely to serve your needs well into the future?
  • Are you prepared to live through a renovation?  
  • Do you have enough time to renovate?
  • Are you prepared to supervise a renovation or would you need an architect?   
  • How much would the renovation cost, compared to buying a new home?
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