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I already own property. Can I add this to my SMSF?

This will depend on whether the property is residential or commercial. You can buy a commercial property that you already own and even borrow against it, as long as you meet the borrowing criteria i.e. a maximum Loan to Valuation Ratio of 72% for residential property and 63% for Commercial Property.

If you want to buy a residential property, it cannot be owned by a related party as it must be ‘arms length’ - it must be purchased from and leased to an unrelated third party. It is recommended that you get independent professional financial advice before making any property investment decisions.
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